[geminiseventyseven]

Insurance to borrowers? I've recently tried to refinance through the HARP program and was told I could not because the company servicing the lender paid mortgage insurance on my loan does not participate in the HARP program. The issue is that I was never made aware that my loan had mortgage insurance. I've done research and found that The Homeowners Protection Act requires that lenders disclose LPMI. Is this the case? And, if so, what are my options?