[reedera4]

...home is worth? My home is financed through Wells Fargo. I lost my job last year and WF gave me an 8 month deferment. However, they added what I hadn't paid for those 8 months onto the back of the loan and now I owe more than the home is worth. Is this legal? My payment is lower, but the payments are only $20 less than before, which still doesn't help. A friend of mine was in the exact same circumstance as me (not sure who her mortgage co. is) and when they remodified her loan, her payment was cut in half!