[Raya n Deano]

My legal immigrant wife and I got a mortgage approximately 1 year ago, while she had been working without a permit. We had filed for her green card and permit about 3 months before we got the mortgage, but to this point she had neither except an approval letter fron uscis. I qualified for the house by myself, and was supposed to be the only one on the loan. We found out it is being reported to her credit and in the paperwork she and her income are also guarantor for repayment. She had less than 2 years in her position, and we were told by an attorneys office it was illegal for mortgage company to put her on the docs. The attorneys office thinks we should sue to get the house free and clear. Does this sound right to anyone?I'm not really concerned with getting the mortgage free and clear, it's more of whether or not she was supposed to have even been on the papers. We figured they knew what they were doing as long as we were getting a fixed 30 yr., until we had to look in to a loan mod the other day. That's when they started asking about her immigration status at the time it was written. She was hired by a company with a legal ss number, but never required to have a work permit, and her work history was less than 2 years at the time.K-1 visa and an offer of employment letter upon proper entry. After marriage we went to ss office and were given the card with the "for work only" on it, and brought that to the employer, along with a state id card. Employer never asked or indicated for anything else, and we didn't file for adjustment right away. It wasn't until we filed for adjustment that we found out (later) she needed work permit also, so we applied for that at the same time. We told employer we had it(when we got the permit before the green card) but they didn't care to see it or add it to her work file(almost a year later). We had the letter from uscis saying her green card app is in process at the same time they sent work permit. She got green card and work permit after we had the mortgage.(even though it was all filed before we applied) Confusing, I know-LEGAL immigration sucks and she is not entitled to anything illegals can have, much less unemployment, when she was laid off.