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Old 06-24-2009, 02:23 PM
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Default When buying a house and you have a co signer who
credit score do they go buy in a mortgage insurance company? do you know any good company in west columbia ?
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Old 06-24-2009, 04:24 PM
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If the loan is a FHA loan the mortgage insurance is not based on a fico score as the monthly premium is .55% of the loan amount. On conventional loans there are four major mortgage insurance companies and while each have their own guidelines, the mortgage insurance is largely based on the loan to value and the primary borrower's score.
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