[MsBiggum]

...scores. Should we co-sign mortgage? My husband and I each have spotless credit. He unfortunately, has never had a credit card and we are 24 years old, so our credit history is a bit new. My credit is about 722, and his is about 690. Since our HISTORIES are both excellent, would we get a better deal on a mortgage if we went in together, or would it be better to put it in MY name only since my credit is higher?

[know-it-all]

It depends on the mortgage company, but you just do get in over the line (720 is the limit now) so your husband may affect it a bit, but you may need his income to qualify anyway. The rate should not be a big difference. Your mortgage person will advise you.