[timmyocean]

where can i find the lowest mortgage rates?

[bhansingh]

interest rates (For homes ,I presume) will be the lowest if you have a great credit history, this not only depends on the credit score you have but also on your repayment history and on the debit to credit ratio . that is , in case you have too many payments due ,the rates would be high.If you can put down more than the minimum 3-4%,like 20% down you will get a much better rate) Currently the rate is @ 5.14% (And it is really fluctuating now a days) SO today it is 5.14 ,tomorrow it can be at 4.99% ,which was the case a few weeks back.Go to a big lender , not your friendly mortgage company. We at weichert Realtors too give out loans . So you can call the Gold Service manager at your local weichert realtors and speak with them.However there are more than a 30 other big companies that do this business