[psuskind]

a mortgage loan? I am thinking of purchasing my first home next year. My credit score is at 720 and my credit history shows no delinquency, bankruptcy or anything remotely bad. I pay my credit card balances in full every month and have never a balance of more than 20% of my credit card limit. The only problem I have with my credit history is, that it is too short. My two credit cards are only four years old and my only installment loan has been one car loan (one year). Will my short credit history hurt my chances of getting a mortgage loan (especially now that lenders are tightening requirements)?