[starrzfan]

Tomorrow I am faxing all the necessary information to my broker. He said he would turn it in, and I should have an official 'pre-approval' by Wednesday. In the last 6 months I cashed out my IRA to live on (while going through divorce) and I am going to return all the funds to avoid the tax and penalties.**My question is this...When I fax the information tomorrow the IRA is empty. Should I put the funds back next week, and on Tuesday immediately fax proof (to show as collateral) or should I just show $0 on the IRA and not move any of my funds around until after the pre-approval?

[dm_dragons]

You should talk to your "broker". It sounds like you are attempting a shell game and that is never a good thing.And I don't see how you will avoid penalties on your IRA withdraw since it is over 90 days past.You need to talk to a financial advisor that you trust.