Loan Modification - Free Foreclosure Help - Help Stop Foreclosure » Help Stop Foreclosure - Loss Mitigation Help » Help Stop Foreclosure » Am I committed or can still go with...

Help Stop Foreclosure Chat about everything Mortgage related. our staff are ready to answer any Mortgage questions you may have. All advice is free.

Short Sale    Loan Modification    Loss Mitigation Training    Short Sales Training
Reply
  #1 (permalink)  
Old 10-11-2008, 09:47 AM
Junior Member
 
Join Date: Oct 2008
Posts: 1
Default Am I committed or can still go with...

...another Mortgage Lender? I was pre-approved with both Guaranty Bank mortgage and Capital One Home Loan. Guaranty Bank issued me a Good Faith Estimate Settlement Charges and Capital One didn't. At the bottom of this GFE I saw my full legal name printed and the loan officer's printed as well. But no actual signatures!I included the pre-approval letter from Guaranty Bank with the offer I wrote to the seller.I first decided to go with Guaranty Bank so, I provided the Guaranty Bank mortgage officer my paytubs, bank statements etc.Due to unclearly charges explained and I don't feel comfortable with this loan officer. I now want to go with Capital One since this Capital 1 officer is more sincerely helping.Have I committed to Guaranty Bank since I provided my bank statement and paytubs?Can I go with Capital One now? or I'm either stuck with Guaranty Bank or paying $500 commitment fee to get out?How does it work if I showed pre-approval letter from Guaranty Bank to the seller, and the mortgage loan will be from Capital One?Thanks!This is FHA loan
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On




All times are GMT -4. The time now is 08:17 PM.
Powered by vBulletin® Version 3.6.7
Copyright ©2000 - 2012, Jelsoft Enterprises Ltd. Free Foreclosure Help