[tayloner_182]

...have absolutely no credit and don't even support myself? Here's the deal: I am a full time college student who does not work, and I am looking into purchasing an investment property in Las Vegas (even though its an odd area that usually doesn't appreciate well). Three of my friends are transferring to UNLV in either spring or fall, and are willing to sign a 2 year lease at a rent cost that assures that I do not lose money at all each month, with the strong possibility of long term lease afterward.

My question is, I would like my name to be on the title, but can my father (credit score around 800) co-sign a mortgage loan for me, and would I still get decent rates given my situation?

He is absolutely willing to do this if he believes it is a wise investment on my part, but is not sure of the specifics of it all.

What are my chances of being successful in the situation I have outlined for you?

Thank you very much.

[snoll]

It would depend if you were intending to live in the property. Your original post said it was an investment property. If you plan to live there your chances would greatly increase to get approved. You father would be a non-occuping co-borrower. Is it a single family home?