Can I get a mortgage loan using my credit...
...score and my husband's income? A couple of months ago I called a bank to find out where my husband and I stood as far as qualifying for a mortgage loan. According to them our scores were fine, but my husband had been a late a couple of times on a student loan. The loan they were trying to qualify us for only allows you to be late on a student loan once in a year period. I was laid off last year so my new income is way less than what it used to be so just using my income we would only be able to qualify for a home somewhere around $70,000-$80,000. So I was wondering if it was a way I could apply for the mortgage and list my husband's income as additional income and just add him to the deed? That way we could qualify for "more house". Thanks!!!
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