[rhdtv2002]

...having them pull you credit? I am curious but how can we compare lenders closing cost and rates without them even pulling our credit? This does not make sense without a credit pulled because some of the rates are based on your credit score. So how do you compare?lets say I want to go to BANK#1 on my list to get this info and then go to BANK#2 on my list to compare - are they not going to both pull my credit which is not a good idea

[disdrawkcab]

Most of that info is determined by your credit score, among other things.They can check your Fico score (soft inquiry) without actually pulling your full credit history, but for a mortgage I would think they would have to pull a hard inquiry (full history).So I think it would be impossible, or at least not likely, that they would be able to give you enough info so you can compare without them pulling your full history. They may be able to give you a "range" of what your rate and closing costs is likely to be just from your Fico.Edit: Yes they will both pull your credit, but 'shopping around' for mortgage and car loans counts as 1 inquiry and doesn't hurt your credit score much at all.