[topher]

earn points, but pay in full every month. Will this affect mortgage? I charge from 1000-1500 dollars a month on my card, so that I can earn rewards points... Everything that can go on the card from stamps, to groceries to parking meters goes on the card... but I always pay the entire balance in full. I am going to be applying for a mortgage within 6 months. Do I need to back off from this practice, and start paying cash... Or does the fact that I pay in full every month offset the high balances I reach?