[Rapture]

...tell them you want to put the minimum down payment? Or do they ask you how much down payment you want to pay?Lets imagine you had a billion in the bank for a down payment but only want to put the min down for whatever reason.Your income would limit you to a certain mortgage payment per month, all you want to find out is the max amount of home loan you would qualify for. This would be to get pre-qualified for a home since you now need a letter just to look at some homesWould the bank figure out the min down payment, or will they demand you come up with the number?*** This is hypothetical - not real