[HappyDog]

...worth rather than income? The individual in question retired early and has considerable invested assets, but would prefer to keep those assets invested and get a mortgage rather than pay cash for the house. The credit rating is excellent and there is no debt. There is no income per se because all assets are invested and the individual is not yet old enough to collect Social Security or a pension. Are mortgages ever approved in this situation? If so, are there any special types of mortgage brokers or companies that do this? And are there any special terms, e.g., placing some of the assets in an annuity, that mortgage companies require? Thank you.Thanks for the answers so far, and to respond to Jano's question, the individual lives comfortably by drawing down on invested assets.