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Old 05-15-2011, 05:35 AM
Uti Uti is offline
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Join Date: May 2011
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Default Air Force roommates, one not paying mortgage,...

...does he owe any money? My husband is active duty air force. Before I met him, against much better judgment, he helped another air force friend out by signing a joint mortgage with the guy because he had just gotten married & had a baby on the way but couldn't finance by himself. They all lived together for a few years splitting the mortgage two ways, even well after his friend's wife had a descent paying full time job. We started dating & my husband deployed for a few months, and we decided to move in together on base housing. Obviously before doing so he had talked with his friend about it and they had an agreement that his friend and his family would take over the mortgage payments so that we could have separate homes. My silly husband did NOT get this in any writing and refused to open the mail from the mortgage company that was sent once a month to our base housing, even though it had both of their names on it. Instead he would just give it all to his friend in bulk when he saw him at work, telling me that as far as he was concerned he had nothing to do with that house anymore... we were not married at this point! We have been living together for two years now and when we got married (last year) I went to buy a used car but found out that we had horrible credit even though last my husband checked he had an impressive credit score - I began to open the mail. They are behind last I knew of by six months on their house payment, even though the man's BAH is enough to cover the mortgage. We suggested that they try selling the house, but they never did. They asked if we would be interested in taking it over, and before I was pregnant I honestly did not want to because I enjoy base housing. But that seems to be the only alternative to foreclosure. We are not financially set to take it over for a couple more months, in the mean time I'm wondering if they're still not paying for the house. They seem a little shady with what they are doing and my husband has tried talking to him about it but he literally gets answers such as "I don't know" and shrugs. They are trying to get 8000 rolled onto the back of the loan before we move into the house and they move onto base! IF they don't, what can or should we do and mostly I am wondering if there is absolutely any way they can be financially responsible for absolutely anything since they will basically have lived in that house for 6 months free & are making us pay for it? And can they move into base housing owing that much money on a mortgage? lol... probably but still.... it just really annoys me that the military gives him BAH for his house & that's obviously not what they're using it for, and that if we move in tomorrow, he gets off scott-free. I guess that's a lesson learned, though.A series of very, very stupid decisions, but I am hoping that we can find some good options!
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