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first time buyers.? I'm been approved for duplex in san diego, california. The price is 280k i'm giving the fha 3.5% down payment that's $9,800.00 but my mortgage lender is saying that i have to give 12k because there are taxes charges. It's that True or False?And for how long do i have to pay for mortgage insurance? My mortgage lender toll me like for 5 to 7 years.
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