[God]

...report, it says I have a mortgage from 2005? I turned 18 a few days ago, and my credit report through Equifax asked me some security questions, and they were about a mortgage from 2005? I was 13 years old in 2005, and I couldn't have gotten a mortgage. Any ideas of why it says I have them?

[DON W]

If it was just the security question, there's no need to worry. YOU know that you don't have a mortgage, but a person trying to steal your identity wouldn't know that. Your answer would have been "None of the Above" (or something like that).Since you're so young, Equifax doesn't have enough information in your file to pose good security questions, so they have to ask things like the one about your non-existent mortgage.Now, if your actual credit report had a listing for a mortgage in 2005, that's something you need to follow-up on, using the instructions that came on the last pages of your credit report. If there is an actual mortgage listed in your name, that could either be a computer error (confusing you with someone else), or it could be a case of identity theft. Either way you need to look into it...