[Donna H]

Who gets house in foreclosure? My sister has a title and mortgage on a house. She is unable to make payments and is planning on letting it go to foreclosure. What happens if, 1) She adds my name to the title of the house, but *NOT* to the mortgage; 2) Quit-claims the house so that ONLY my name is on the title, and then 3) lets the loan go into default.In that case, I would be the ONLY name on the title, and she would be the ONLY name on the mortgage. Yes, the bank would still come after her, and her credit would be shot, but she's planning that anyway. Could the bank take the house away from ME, if my name is NOT on the loan, and her name is NOT on the title?(This is Arizona, if it makes a difference.)