[Stacy C]

So, my husband and i went with a mortgage broker. her sales pitch sounds great! we still think it does but are now skeptical. she says taht she is waiving us any origination fees (processing and application fees). she says she gets rates much lower because the banks dont pay her a salary. they give her great rates because she brings in people from the outside that arent going directly to the bank. the rate she gave us was 3.875 for a 30 yr with paying .80 point which we agreed to. the commitment we just received said the origination fees is 6700. when i questioned her, she said thats a mistake and to look at the good faith estimate she wrote up. she says that the disclosed yield spread is a maximum of 3187.10 and is paid by the bank directly. all this sounds like gibberish to me. our lawyer left me a message when he saw the mistake on the commitment letter basically saying we're getting ripped off. he left for the day so i cant speak to him about this. i pretty much have to make a decision by the weekend.So, my question to you... does it sound like i'm getting screwed? i just dont understand this stuff!!! we're not cutting her any checks so how does she get her money?