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09-13-2010, 10:08 PM
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Should I roll in my HELOC when refinancing my
mortgage? i'm refinancing my mortgage to a 20-yr fixed @4.25%. should i roll in my HELOC? i have a $30k balance at prime-3.25%. i think i can pay off the HELOC in 3-5 years. even if the interest rate rises a couple points, wouldn't i pay less total interest in 5 yrs vs 20? or are there other factors i'm not considering? mortgage is about $350k.
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