Mortgage loan for a first time home buyer?
Hello everyone, firstly thank you for reading my question. I need some serious answers. My husband and i am buying a house in Las Vegas Nevada because my husband is retiring soon (propably nect year or in two). We are house huntig right now and we fell in love one 2 bedroom house and 1 bath for $20,000. We are going to make a $10,000 down payment on it. Since he filed for a bankruptcy a year ago, i do not think that he will be able to have a loan for the rest of $10,000 that we have to pay for the house. I don't work but i do odd jobs occasionally (selling avon, baking cakes and sell my home made tamales to my friends and neighbors) so i don't have a steady job. but i have a little over $10,000 saved up for the down payment next year. how can i get the rest of the $10,000 to be financed? Plus, i have a new credit. I did not have a credit card before but now i have one and i am building my credit score. My credit score is about 750ish. Is it possible that i can have the rest of the mortgage to be financed by a company or a bank?? If not, what are my choices? Please help me. Thank you very much. Suggestions from experts are very important to me please give me some advice. I am curently living in Los Angeles Area. Thank you
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