[thevonbankfamily]

...in paying small portion? I am nearing the 30-day mark on my loan payment due date, and I am short. There is only a minimal fee for going over 15 days (which is the grace period), but it gets reported after 30 days and I start getting calls daily. This has happened to me at least once before.My payment is to be about $1100, and I only have about $300 right now. I will have enough to make two full payments by the 45-day mark (in less than a month), which would bring me back up to date.My question is whether anyone knows if there is any advantage to paying a small portion within the 30 days? Would Wachovia still report it as 30 days late if there was a partial payment? Or is it all the same to them if I just wait a few weeks and pay both the back payment and the one that is due?