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Old 08-06-2010, 05:41 PM
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Default If you sign up to receive help from a bank

to make your mortgage payment then it goes to credit bureau? After months of reporting income and tons of documents given to US Bank they finally decided they would help me with my mortgage payment. I was not behind but needed help. After papers were signed then I found out it would ruin my credit they would report it to credit bureau. They actually hold your money in an account to put you in default then send you letters demanding payment even if you are in a program of some kind. I was so angry I told them to stuff it. They said they have to by law report you. Is US Bank lying. They were going to let me make 1/2 of the payment for 4 months. It isnt worth it if you have your credit ruined and it stays on your record for years. Is this true
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Old 08-07-2010, 02:55 PM
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It sometimes seems like honesty is rapidly becoming as extinct as the dinosaur. I hope things work out for you in spite of what things look like at this time.
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