[ina_ivy_love]

are there? I am going through nationwide and went through a huge divorce thought that I would be able to get through a program and save my house for me and my daughter. They tried to get me through a program which they called a HAMP loan and that only saved me 80 dollars a week...Now there going to try to get me through a Home Modification loan....I am so afraid that none of this is going to work...if I can't get it modified is the only answer Bankruptcy and Foreclosure because I know with this economy in my state my house is going to take forever to sell if they would even give me the time of day to do this.