[LydonPuggles]

We want to sell our house. We bought it for $119k. Mortgage balance is about $124k due to past dues and loan modification. Houses in neighborhood are only now selling for anywhere between $45k and $90k. We cannot afford that big a loss. Can we purchase another home elsewhere, for less, and carry over the balance of what we don't make from the sale of our own? How does that work? All ideas welcome.