[keithsteer1]

...and mortgage? should be condemned? I bought my house in 92 thru MSHDA/FHA, HUD appraisal, passed on private inspection due to required city inspections and certs of occupancy. these inspections were waved by FHA after I passed on private inspection. was not informed of this prior to closing, just thought everything passed. refinanced 7 years ago conv. mort. had appraisal done then. recently discovered major structural damage caused by city approved and required contractors thru block grant rehab in 85 for previous owner. Also passed all city inspections for that work. load bearing structure and floors are collapsing under mechanicals and over nat. gas and water supply lines. city would revoke C of O or condemn if found, have no job, no money, can't find any gov help anywhere, owe $44,000 worth about $4000, what are my options? never late, excellent credit, trying to save fico, but can't live here anymore.this house is on a very tight nasty crawlspace, no one ever looked under house.not due to lack of maintenance! heating contractor dug between 2 of the 3 main supports under beam causing them to cave in, they also cut at least 2 floor joists to install forced air furnace in new location after removing oil burner in hallway floor, never framed anything back in, just sheeted over it. inspectors never looked under the house.Built in 49 cross bracing was never nailed on bottom, half the floor joist are only sitting on beam by 2 ", never should have passed when built, rehabed in 85 by city, i bought in 92 refi in 03

[j.powers36]

hand it back over over to the lender and have you tried social services or contacted an attorney