[MikeJ]

Greetings,My mortgage is due on the 1st of the month and I called the bank and told them I wont have the money on the first but a few days later and they said there is nothing they can do because its a preauthorized setup so its just gonna have to go through insufficient funds. My question is I am going to pay it before the 15th. Does anyone know how this will affect my credit or if there is any penalty. Am in Toronto and the bank am with in Bank Of Nova Scotia. Its kind of making me worry.Thanks.