[Ericam]

...internet lender for a first time buyer mortgage?

[Lady Real]

Whichever one can give you the best interest rate and terms. Also, buying a home can be a lengthy and trying process. The person who does your mortgage loan should be someone your comfortable talking to, respects your needs, and answers your phone calls (or at least calls back in a timely manner). As a real estate agent, I refer many of my clients to a mortgage lender. So if you know a friend who can give you the name of a real estate agent they know and trust, maybe the real estate agent can refer you to a mortgage lender. It's all one big network of people.