[cindy g]

My husband and I only make just under $25000 a year, and since he is retired and doesn't have to pay in taxes, we know we don't need to do a mortgage interest deductible. My question though is, does our mortgage company refund us anything on the interest we paid in this year? This is our first full year in our home, and I was researching on here, and saw an answer from a couple of years ago, that says you will get this from your mortgage company in January. Is this true? Last year we got a small check from them with no explanation of the money, and now I see it was probably from the escrow. Could someone let me know if this is right, thanks.