[jxr182]

prime rate with a 600 credit score.? I just don't understand what all this sub-prime stuff is about. I worked at my job for about 3 weeks when i got my mortgage. I was a fresh college graduate. My credit score was about 600. And I qualified for a regular mortgage with what was the prime rate at the time, 5.0%. Who gets sub-prime? And I've heard so much about how your credit score affects your rate. Not in my case. What am I missing?I got my mortgage in February of this year, in the middle of the mess. It was an FHA backed loan which helped, I put down 3 percent. I guess my question is why I qualified if other don't... My three weeks of employment was because I just graduated college and that counted as employment they said... I went with a major bank, no mortgage company or anything. There's nothing I'm not telling you.