[N.Liz]

the bank directly? My friend told me that mortgage brokers are free to use, and that the bank pays them once a deal is reached. Is this true? Is it any more expensive to use a mortgage broker vs. going to the bank directly? My husband has a bit of a credit challenged past, so from what i've been told, mortgage brokers give you a better chance at securing a mortgage. We've been told by banks that we'd require a co-signer, which is not available to us.Bottom line, if we use a mortgage broker, is it going to cost us anything, and if so, would we be better off trying to get things done with the bank directly. Thanks.btw - i'm canadian, so keep that in mind when offering advice. some us options aren't available to me and vice versa