[mis]

mortgage, and I received a postcard in the mail about a New Start Program? I called and spoke with a representative, and they said there's a fee of $2000 and their attorney would represent me, and the amount that I am behind would be rolled back into the loan ($5300) and it's a possibility that my interest rate would lower. It's currently 6%. Has anyone ever heard of this program? And is it legit?I've been working with my lender, however I am getting different answers from each rep I speak to there. My ex boyfriend is also on the loan, and he no longer resides at the residence. So, I haven't been able to receive a clear answer on whether or not I can get a modification without his information being considered.