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08-23-2009, 09:56 AM
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I am a first time homebuyer with a fairly low income.
What are my best mortgage options? More specifically:1. What kind of mortgage should i get?2. I will probably be using my parents as a co-signor in order to get a better rate, will I still be eligible for the 8k tax credit?3. If the tax credit is eligible to be used for a down payment, does that eliminate my 2009 tax return altogether?
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