[blacksqrrl]

...pre-paid costs? I understand the difference between the closing costs and the prepaid items on a mortgage estimate from a lender, but my question is that if i'm paying a year of insurance and taxes at closing and still pay every month, do i get that money back when i sell the place?

[Shelly B]

I would say probably no...if you sell they will reduce your balance by that amount. Making the payoff that much less.