[billscott92787]

...with two? I have been dealing with Prosperity Mortgage and Monoko (which is associated with Dan Ryan Builders). I wanted to know where to get the best deal, any other recommendations? It appears Prosperity Mortgage is part of Wells Fargo, we are going with the USDA financing because we qualify for 100% financing to save that down payment. Dan Ryan Builders is paying $5,000 toward our closing costs and I wanted to know where to go?I do not have an issue with paying my mortgage. I don't even have a mortgage. I am buying a brand new home.Both lenders (one dan ryan based) one not are 5.25% interest fixed for 30-years. The programs aren't through Dan Ryan they are through USDA which allows 100% financing.I don't see how you get that information:USDA Home Loan Program offers more credit flexibility in this concerned housing and lending market than traditional lenders do. It also provides low fixed monthly mortgage payments to help low-moderate income households.For those that have a desire to live right outside city limits you should check this program out. You can get 100% financing and no down payment within eligible property areas. You will be surprised how many semi-rural properties fall within the programs eligibility.The USDA Guaranteed Home Loan program helps low-to-moderate income individuals and families purchase homes. The approval process is fairly easy and fast, and the funds for the program are basically unlimited. Best of all, this loan requires no monthly mortgage insurance, only a 2% up front fee and that can be financed in the loan.Which is probably what would be happening here that 2% fee is being paid by closing costs or financed into the loan so I pay no $

[Niky P]

If you are experiencing difficulties in paying your house rent or personal problem including business you can apply for a loan at findingloansolution@gmail.com they helped when i was in same condition like you at a very low and surprising interest rate.