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Old 08-26-2007, 04:57 PM
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Join Date: Aug 2007
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Default Credit score increased 65 points in a day but my...

...mortgage broker isn't showing the increase? We are looking to buy a house soon. I received notice from myfico.com that my score had increased 65 points!!! Not sure why unless some stuff fell off. Anyway, my new score is 667 so I asked my mortgage guy to take a look to see if we could get approved for 100% financing. He said that he's not showing that score at all, but closer to 600 - 615 for all three scores. I don't understand why I see it on fico.com but he can't see it. Any explanation?

I understand that a person has three very different scores, but he's not showing the 667 at all on any of them.
I actually thought it would take a day or two to get into the system and offered that as a suggestion. Don't know what good it will do. I may wait until Monday and ask him to check it again.
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Old 08-26-2007, 06:20 PM
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I'd wait a few days. As with anything big stored electronically, it's not just in one place. Your mortgage guy likely pulled an old copy of your report, because from where he pulled it from wasn't an updated source. It probably takes a few days for the master report to be transferred to all the different systems that could possibly view/send it.
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