[Neha K]

(Bank)? What is the difference between a mortgage broker that works in a bank versus one that is affiliated with a bank but works on commission? Since they are both working with a bank why can the broker that is only affiliated with the bank give a better interest rate? Is there a catch that I am missing?I've heard that a broker might charge a fee as well...would that fee equal to the difference? Buying a house is so confusing!