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Old 09-23-2008, 09:54 AM
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Default Mortgage lender is requesting more documentation...

...AFTER closing? My fiance and I closed on our house Thursday at 3:30 pm. At 11:00 am, the mortgage processor called me and said that some deposits to my bank account needed to be verified (she was insinuating that we had borrowed money from someone for the loan, but this was not the case). She said it was fine to go ahead and close on the house, and that we could get the verification to her after closing. At closing, we received the keys, and the seller and the realtors received their money. Why on earth is she wanting to verify my information/finances AFTER the mortgage has already closed??!! I understand that the money for closing needed to be ours, and not borrowed, but why is she needed to verify this so bad AFTER closing? I am just so confused and panicky.
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