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09-16-2008, 02:56 PM
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What banks/mortgage lenders still offer 'no
income verification loans' (NIV) or 'stated income loans'? use to be know as 'no doc loans'--looking for a home mortgage loan--I know that these types of loans require a higher down payment, (like more than 20%) and come with higher interest rates,--I'm self employed and would like to know if I can qualify for a mortgage without waiting 2 yrs for tax returns
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