[EGRP4ME]

One of the stipulations of an FHA refinance for those that wish to consolidate their primary mortgage and home equity line is that the home equity line have gone through a period of 12 months where (and this is where my question comes in) the following isn't true:-a single HELOC withdrawal > $1000 -the sum total of all withdrawlals > $1000I'm not sure which one it is and can't clearly tell from the language in the brochures. Does anyone know the answer? Is it a single withdrawal in the past 12 months > $1000, or the sum total of ALL 12 month withdrawals >$1000 that disqualify the equity line from being consolidated in an FHA?Thanks in advance.