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FHA Refinance If you are facing foreclosure we have helped many homeowners refinance out of foreclosure to a fixed rate loan.

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Old 07-24-2009, 05:57 PM
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Join Date: Jul 2009
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Default How can I refinance my adjustable rate FHA
morage into a fix rate morage.? We bought a home five years ago appraised at 178,000 we bought it for 145 and currently owe 130 on it. It is a FHA morgage with a adjustable interest rate. The interest rate is adjusted yearly. We would like to get a fix rate. However, the bank said they will not work with us until we do not pay our mortgage for three months. I said that is immoral and illegal. My wife lost her job and now the house is worth 70k AT MOST! The houses around us are now selling for 20k. Please help, we want to keep our house AND pay the mortgage. We have excellent credit and always pay our bills on time. We still have the funds to pay all our bills currently. What should we do?
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