http://www.loss-mitigation-forum.com en Tue, 07 Sep 2010 12:34:39 GMT vBulletin 60 http://www.loss-mitigation-forum.com/images/eyeeasy/misc/rss.jpg http://www.loss-mitigation-forum.com http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7425-foreclosure-squaters-help.html Thu, 02 Sep 2010 18:32:08 GMT Ok I am in desperate need of some advice...my brother passed away in October of last year. He purchased a townhouse and had some small equity built up in it. My Mom made the mortgage payments for months and only missed 4 or 5 payments. She missed the payments because the bank told her due to the small amount of equity in the home she should just let it go into foreclosure. The taxes went unpaid because she completly forgot about those. I was living in Florida and she had asked me to come back - live in my brothers old house (since no one was there and it is just sitting here anyway) and help her to get caught up on everything. ie it would be like I am taking over the house. She called the bank once my family moved in asking how much is owed and when it is due by. They told her the house is already in preforclosure (even though she never received any letters) they told her even if we were to pay up to date the mortgage and the taxes there is no guaranty that we can still keep the house. They recommended we wait until the house goes up for auction.What are my options here...what can we do? In my brothers will he left the house to her and also made her executer of his estate....Are we now considered squaters? Ok I am in desperate need of some advice...my brother passed away in October of last year. He purchased a townhouse and had some small equity built up in it. My Mom made the mortgage payments for months and only missed 4 or 5 payments. She missed the payments because the bank told her due to the small amount of equity in the home she should just let it go into foreclosure. The taxes went unpaid because she completly forgot about those. I was living in Florida and she had asked me to come back - live in my brothers old house (since no one was there and it is just sitting here anyway) and help her to get caught up on everything. ie it would be like I am taking over the house. She called the bank once my family moved in asking how much is owed and when it is due by. They told her the house is already in preforclosure (even though she never received any letters) they told her even if we were to pay up to date the mortgage and the taxes there is no guaranty that we can still keep the house. They recommended we wait until the house goes up for auction.What are my options here...what can we do? In my brothers will he left the house to her and also made her executer of his estate....Are we now considered squaters? ]]> Stop Foreclosure - Save my Home Tricia http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7425-foreclosure-squaters-help.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7420-can-you-get-free-foreclosure-listings.html Thu, 02 Sep 2010 07:50:49 GMT can you get foreclosure listings without paying or signing up can you get foreclosure listings without paying or signing up ]]> Stop Foreclosure - Save my Home twcowboy48 http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7420-can-you-get-free-foreclosure-listings.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7415-what-average-income-foreclosure-hud.html Wed, 01 Sep 2010 19:36:09 GMT clean out business? I'm looking to start contracting with vendors in this area. i've done some research and i keep on seeing ads saying "Earn $1000-$3000 a day!"i don't think that's any where near realistic, obviously.I was wondering if anyone knew the average REAL income is for a business in this field. ]]> Stop Foreclosure - Save my Home Jarod J http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7415-what-average-income-foreclosure-hud.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7414-can-i-get-my-home-refinanced-if-i-have-low-debt.html Wed, 01 Sep 2010 19:36:09 GMT high income but a foreclosure -we couldn't sell previous home? we had to move for work 3 years ago, bought a new home in the new location, kept up payments for one year on previous home as we tried and tried to sell it. Couldn't sell it so let it go back to the bank. Currently paying 6.8% and 8% on a first and second mortgage on current home, would like to refinance to lower rates. Will foreclosure prevent? All other credit is excellent except foreclosure. Have high income - low debt. Thanks very much. ]]> Stop Foreclosure - Save my Home jeffrey l http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7414-can-i-get-my-home-refinanced-if-i-have-low-debt.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7413-when-foreclosure-good-process.html Wed, 01 Sep 2010 19:36:09 GMT seller? I am trying to decide if I should try to foreslose on a rental property I can't afford ]]> Stop Foreclosure - Save my Home Mary Ann http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7413-when-foreclosure-good-process.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7394-can-you-really-buy-home-paying-taxes.html Fri, 27 Aug 2010 03:17:20 GMT ...on it after foreclosure? I've heard that once you pay taxes on a home that is late/behind in these, the house then belongs to you. ---Is this true in the county/state of Bexar/Texas?---What is the catch? (IE If the house loan wasn't ever paid, do you have to then take the loan over and pay for the house, or it is just the taxes and then whatever money you need to maintain the home/insure it/etc???)---If this is for real and allowed in Texas, where would I go to find out what properties haven't paid their taxes? What else do I need to consider when/if I were to do this? Please send me links to help!! :) ]]> Stop Foreclosure - Save my Home jromanoli926 http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7394-can-you-really-buy-home-paying-taxes.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7393-buying-foreclosure-house-fannie-mae.html Fri, 27 Aug 2010 03:17:20 GMT I make an offer on a house for $149K plus the seller pay for closing cost, got a counter offer back asking full price and they only pay 6K toward closing. I then counter back as 152K and later receive an email from my realtor state they accept the offer and want me to sign some paper. However when I receive the paper it didn't the price that I offer it a full price. Call my realtor back and she call the listing agent , and the listing agent said she was working on so many file and thought that the price I offer. she has to call Fannie mae and they now decline the offer. The house only been in market for 1 weeks, no other show and no offer yet( as my realtor told me) . Now what I need to do should I wait or accept offer ( it a good deal for property but I still want a bargain, since I have to put more money in the house to fix and change a few things). Please tell me anythere thing I can do since the listing agent make a mistake. Thank alllThe listing price is $154900, and my 1st offer was 149K, then I go up to 152K. Call my realtor and let know that I wanted to counter offer she then call the listing agent to let the seller know. There is not misunderstand between me and my realtor, the problem is between my realtor and the listing agent of the house. ]]> Stop Foreclosure - Save my Home Me Minh http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7393-buying-foreclosure-house-fannie-mae.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7389-can-i-file-bankruptcy-wi-if-i-have.html Thu, 26 Aug 2010 21:28:22 GMT foreclosure in FL? foreclosure in FL? ]]> Stop Foreclosure - Save my Home Jill http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7389-can-i-file-bankruptcy-wi-if-i-have.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7384-help-about-foreclosure.html Wed, 25 Aug 2010 22:09:51 GMT hi well im room for 450.00 in a house of 5 bedrooms and there is one person in every room renting too. i just moved here 2 weeks ago and some guy knocked on the door this morning sayin the house is on foreclosure and that we got 6 months to move out and we will get money to find another place,so i talked to the landloard and shesaid is not true that the house was on sale and she sold it. i talked to my roomates and one of them said that she found out that the landloard hasnt payed the morgage for 14 months, s i want to move and get all my money back the rent and the deposit. is it illegal what she did? help people .i dont really want to take it to court i dont got time for that i just want my money back, but if this lady doesnt want to give me the money back then is there something i can do? by the way we have a contract.i dont want to stay there i want to move. asap, the landloard rented the room to me knowing that the house is on foreclosure i just got there 2 weeks ago, if i knew that there was a problem i would of never moved there so she waisted my time and my money. oH and im In california. hi well im room for 450.00 in a house of 5 bedrooms and there is one person in every room renting too. i just moved here 2 weeks ago and some guy knocked on the door this morning sayin the house is on foreclosure and that we got 6 months to move out and we will get money to find another place,so i talked to the landloard and shesaid is not true that the house was on sale and she sold it. i talked to my roomates and one of them said that she found out that the landloard hasnt payed the morgage for 14 months, s i want to move and get all my money back the rent and the deposit. is it illegal what she did? help people .i dont really want to take it to court i dont got time for that i just want my money back, but if this lady doesnt want to give me the money back then is there something i can do? by the way we have a contract.i dont want to stay there i want to move. asap, the landloard rented the room to me knowing that the house is on foreclosure i just got there 2 weeks ago, if i knew that there was a problem i would of never moved there so she waisted my time and my money. oH and im In california. ]]> Stop Foreclosure - Save my Home Marlenne L http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7384-help-about-foreclosure.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7382-home-foreclosures-website-question.html Wed, 25 Aug 2010 18:12:03 GMT Looking for home foreclosures in Big Sky, MT and Jackson Hole, Wy. Does anyone know of any good, legitimate, non-scam websites that have REAL listings?? Please, no scammers, just legitmate answers only, thanks. Looking for home foreclosures in Big Sky, MT and Jackson Hole, Wy. Does anyone know of any good, legitimate, non-scam websites that have REAL listings?? Please, no scammers, just legitmate answers only, thanks. ]]> Stop Foreclosure - Save my Home santa monica s http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7382-home-foreclosures-website-question.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7381-renting-house-after-foreclosure.html Wed, 25 Aug 2010 18:12:03 GMT I am renting a house in Pomona, CA about a year ago i received a letter from lawyers telling me the house was in foreclosure and to stop paying the owner so i did now a year later the owner is telling me that she is again the owner and that i have to pay her the year i owe or i have 30 days to get out. Can you tell me if this is legal? I would start paying her from now on but a whole year? I am renting a house in Pomona, CA about a year ago i received a letter from lawyers telling me the house was in foreclosure and to stop paying the owner so i did now a year later the owner is telling me that she is again the owner and that i have to pay her the year i owe or i have 30 days to get out. Can you tell me if this is legal? I would start paying her from now on but a whole year? ]]> Stop Foreclosure - Save my Home Yammy http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7381-renting-house-after-foreclosure.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7369-concerning-obama-foreclosure-prevention.html Fri, 20 Aug 2010 21:44:49 GMT ...program - If an unemployed person has a home that is affordable :? But the home is in need of repairs that are unaffordable what options are available for this homeowner(The mortgage is getting paid but the living conditions of the home is below standards) ...program - If an unemployed person has a home that is affordable :? But the home is in need of repairs that are unaffordable what options are available for this homeowner(The mortgage is getting paid but the living conditions of the home is below standards) ]]> Stop Foreclosure - Save my Home cuzn deb http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7369-concerning-obama-foreclosure-prevention.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7356-my-ex-husband-year-let-our-house-go-into.html Thu, 19 Aug 2010 18:22:01 GMT foreclosure? what can i do? in our divorce agreement, he wanted the marital home, so i was taken off the deed... he agree'd to pay all taxes, mortgages,leans and anything else that comes with the home. he never made a mortgage payment after he signed that??? it is still affecting my credit and now i can't find a descent home for my children and i. nor can i get a loan never mind a store charge card... what can i do about this, it would be one thing if he tried and just fell on some hard times, but he purposely didn't pay, he bought two new cars, a camper, added an addition??? i don't know what i can do. and cannot afford to continue to contact my lawyer...i was under the impression that he did have to refinance and when i looked it up under public records it says he did in dec?? or at least i think thats what it means, it has he sold it for 1$??? i'm imagining that he is up to something to get out of the mortgage? but who knows... either way it is still showing up as a foreclosure on my credit report???and for ryde on... i had good credit prior to this showing up.... thank you ]]> Stop Foreclosure - Save my Home misha http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7356-my-ex-husband-year-let-our-house-go-into.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7355-can-you-stop-foreclosure-your-home.html Thu, 19 Aug 2010 03:09:28 GMT by shooting the judge in charge of your case? you know, with my sniper rifle? (the army trained me good) by shooting the judge in charge of your case? you know, with my sniper rifle? (the army trained me good) ]]> Stop Foreclosure - Save my Home MethAddict2.0 http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7355-can-you-stop-foreclosure-your-home.html http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7354-info-what-rental-owner-can-do-when-they-find-out.html Thu, 19 Aug 2010 03:09:28 GMT the home is under foreclosure & up for auction? The landlord never told her it was under foreclosure. She found out from calling the numbers on the letters that kept coming to the house. My neighbor has put a lot of work into the home. And wants to know who to contact to maybe try and keep renting with the new owner. Is there anyone in the county (Will, IL) she can contact. Or the bank? ]]> Stop Foreclosure - Save my Home scm9 http://www.loss-mitigation-forum.com/stop-foreclosure-save-my-home/7354-info-what-rental-owner-can-do-when-they-find-out.html