How to force Countrywide not to report...
..."foreclosure"? I had settled my second mortgage with Countrywide. I paid certain amount to release the 120,000 lien. I was never late, was never in Foreclosure. But I intended to settle with Countrywide so that I could attempt to do a deed in lieu of foreclosure with the 1st lien holder (Wells Fargo). I ended up not doing a deed in liue with WellsFargo, they allowed me to modify the loan...but now I can't modify it because Countrywide reports it as 'foreclosure'.Anyway...Countrywide received the funds, released the lien but reported it as 3 different ways to all 3 credit bureaus as: 'pre-foreclosure', 'Creditor Received Deed', and 'Forefeight of property in lieu of foreclosure'. I was NEVER in Foreclosure with Countrywide.How to correct I did? I contact the credit burau where I sent the letter Countrywide requesting a funds to settle and a letter informing htat they got the funds, a letter indicating deed was released and recorded. Nowhere it indicates that Coutnrywide will report it as foreclosre?ADDING DETAILS:I did dispute with the Credit Bureau but they rejected updating it. Credit Bureau DID NOT PROVIDE any documenation...simply updated the dispute stating 'New Information Available' which is the same as previous.Should I get a lawyer? Has anyone had a similiar situation?
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