[Loanmodificationhelp]

originally got mortgage with Ameriquest and then it was sold to Citi. payments started out around $800.00 per month and as the time has passed this last year our payments are now up to $1,300.00 through Citi. we cannot afford to make these payments and Citi says that we do not fit the modification criteria that was set forth from Ameriquest. at present time it is Citi Residential Lending Can you help get a Citi loan modification.

[admin]

We have had great success with Citi. You have to remember when a note is sold they buyer is buying the payments. If the payments were purchased and the servicing agreement says no loan modifications it is a difficult hurdle. We have had some success but in some instances the answer is a repayment plan.

[John2010]

Hope this helps as many as it has helped my family, We got denied a modification from Citi, so we contacted a company called HOPE in south florida, which is a non-profit organization that assisted us through the whole process untill our loan modification was complete, great company and service, they charge nothing to assist you, they were able to assist in lowering our mortgage balance , our monthly payment and our interest rate down to 4.2%, it took about 6 weeks to complete everything. I called 877-968-5337 and got great service hope all goes well with your situation as mine did. good luck