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01-03-2009, 10:38 AM

Loanmodificationhelp Loanmodificationhelp is offline

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My payment went up with Citi

I need to lower my monthly payments by at least $200 in order to be able to make my payments. I just need to have Citi adjust my rate to 5% or lower in order to do that and then I can just stay with them and not have all of the fees of trying to refinance through some other bank etc...

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