[clovergirl4444]

...modification? for the last 6 months I was told I had a loan modification.now,as of yesterday they said i had never been approved.evertime i fax in forms they say they need again they loose them all.jpmorgan lies to us all the time.we got a letter the other day that we had to sign for.it was a bill and it said"we've tryed to get a hold of you many times" but you wont pick up the phone.my phone is right next to the computer that im on most the day.they called two days ago saying hurry and send another copy of my information or you will be denied a loan modification.yesterday we found out we were denied a few months ago.what should I do.everytime i call chase they keep transfering me to someone else.what kind of lawyer do I need?To the first answerer,sounds like your working for the bank!we could afford the house just fine until my husband was laid off from work for ten months.How are we suppose to predict the future

[NE Settlement]

JP Morgan Chase being one of the largest loan servicers in the country has a slew of programs that are available to borrowers in need of mortgage assistance. Very much like the vast majority of other lenders in the country Chase is apprehensive to award assistance to a borrower that is current on their mortgage. Their point of view, if it isn't broken don't fix it. In other words if you are making your payments and paying them the interest as outlined in the original note, what is their incentive to reduce their profit.

They were a huge a pain to work with from Sep 09 until Mar 10. Things have changed quite a bit since April of this year. Thats when the stopped basing trial payments only on verbal submission. People still stuck in the "old system" may have to start all over again, and most of the time it's because they were boneheads at Chase.