[ChaseLoanModification]

City: Carlsbad
State: California
County: San Diego
In the past we have depended on my income primarily. Now I am disabled and housebound by Parkinson's disease, and can't drive. My income is $1,980 from Social Security. My husband is self-employed. He has an education company. He specializes in academic rescues and academic interventions. His business no longer produces an income, partly due to the economic slow down. He is trying to start a web business based on his company, but does not expect an income for a couple of months. I am working on an internet network marketing business, and expect it to take another 2-3 months to produce an income. I had 4 vertebrae fused in my back 11 months ago, and I have only recently been able to sit at my computer and work. Because of our lack of income, we have no means to stop the foreclosure. We are looking into the possibility of a short sale.
I am 66 years old; my husband is 62. We have been living on my 401K, which is now depleted to a little over $75,000. If we exhaust my 401K we will have nothing to live on. Unfortunately we will probably outlive our usefulness. I would like to schedule a free conference if possible. Our situation has changed due to illness, surgery, and the economy.
Our mortgage company is Chase.
Our equity line of credit is with Indymac Bank.