[slowbutspeeding]

Thanks, Komara. That is what I am considering: either quitting within the next month and a half or cutting my hours drastically to get something reasonable from my mortgage company. What will happen if I no longer have that second income and we show that we are just breaking even? If we can get them to at least lower the interest (which is at 8.95%) it will make a big difference. But they don't seem too willing to work with us to find something within our budget. Are we in a situation where we can negotiate the terms? We feel that we are doing our best to show that we want to keep this house and continue payments. We are showing a good faith effort to work with our mortgage company, but it doesn't seem that they are doing that much to help. What are my options if I let go of that second job?