[HELPMEPLEASE]

I can afford to make payments, I generally work overtime every week. I have made every one of my weekly bankruptcy payments since the plan began in June of '06. The interest rate on my interest only loan went from 7.29% to 10.29% and I cannot afford the new payment plus the amount needed to pay back the amount that I was behind before the bankruptcy.

due to the fact that I don't have internet access at my house (can't afford) I can't check for responses to this until Tuesday and obviously need help before I do have access to that from my cell phone.